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Merchant Accounts

Businesses require merchant accounts in order to accept credit and debit card payments from their customers. A merchant account is a type of financial account that allows funds to be transferred from card issuing banks to a merchants business bank account.

Merchant account services include payment processing for different kinds of businesses including retail, MOTO or mail order/telephone order, Internet, and high risk businesses among others. Without a merchant account, a business owner would not be able to accept Visa, MasterCard, American Express or any other popular card type.

The payment processing industry is an extremely complicated, convoluded industry. Many companies provide the same services, and in some cases are both competition and partners. There are a lot of middlemen and resellers in the market place that tend to make things very confusing for the average merchant.

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The payment processing industry is an extremely complicated, convoluted industry. Many companies provide the same services, and in some cases are both competition and partners. There are a lot of middlemen and resellers in the market place that tend to make things very confusing for the average merchant. Mount Hood Paymentsunderstands these complex relationships and can help you maneuver through them so you only have to worry about running your business.

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